The Banking Data Model is a scope of the Financial Industry Business Data Model (FIB-DM), the largest reference standard for Retail, Commercial, and Investment Banks. FIB-DM is a complete model transformation of FIBO, the Financial Industry Business Ontology.
Global banks created the FIBO as an open-source industry standard for concepts, their relationships, and definitions. We used our
The complete FIBO Data Model covers all Financial Institutions, including fund and investment managers, with extensive support for Securities and Derivatives.
Banks scope a subset of FIB-DM comprising Loans and Mortgages, Collateral, Accounts, Payments, and Transactions.
Banking data model resources
 | Download the FIBO data model on the FIB-DM website |
 | The diagram gallery of the new Loans data model packages. |
 | The U.S. Patent and Trademark Office (USPTO) has issued U.S. Patent No. 12,038,939 for the Configurable Ontology to Data Model Transformation (CODT). CODT is the technology that created the Banking Data Model. |
 | The article on this site shows how to scope a reference data model for the Call Report. |
 | The companion webinar PowerPoint explains Financial Industry Fundamental Business concepts and the Call Report Entity schedule data model in detail. |
 | The Semantics for Midsize Banks video examines the challenges for smaller domestic banks utilizing the FIBO ontology and suggests a roadmap starting with the data model. |
 | The Semantics for Large Banks video takes Open Banking with the EU Revised Payment Services Directive, PSD2, as an example. |
 | The Semantics for Extra Large Banks video is a tutorial on the Configurable Ontology to Data Model Transformation (CODT), which enables Financial institutions to transform their FIBO customizations and extensions. |
 | The Entity List Report on the FIB-DM website defines all 3,016 FIBO Data Model Entities (as of FIBO 2024/Q4) |